Will fractional reserve banking ever end?

Will fractional reserve banking ever end?

  1. 2 weeks ago
    Anonymous

    probably, AI will take over everything.

  2. 2 weeks ago
    Anonymous

    Not likely. I can't imagine the system would just change very easily. People are too used to this shitty system where everything is horrible overleveraged and everything is prone to falling apart at the slightest mishap.

    • 2 weeks ago
      Anonymous

      *horribly

  3. 2 weeks ago
    Anonymous

    THREE DAYS

    • 2 weeks ago
      Anonymous

      what do you know?!!!

  4. 2 weeks ago
    Anonymous

    It’s a double-edged sword isn’t it? Inflation forces people to innovate or die, that’s why we have AI anime girls now.

    • 2 weeks ago
      Anonymous

      most research is done through government funding

  5. 2 weeks ago
    Anonymous

    what is full reserve banking? how to invest money if you need it all available all the time?

    • 2 weeks ago
      Anonymous

      Investment companies and banks are separate entities. Banks do not invest, investment companies don't bank. You keep your money divided between the two based on your appetite for risk.

      • 2 weeks ago
        Anonymous

        And there needs to be rules against investment companies investing in other investment companies, or else they'll become over-leveraged and tangled together (one goes down, they all go down) like the current system.

  6. 2 weeks ago
    Anonymous

    Are you fucking stupid? You want the banks to loan only their own money?

    Btw, I know there was a bank in America that did this. Run by some eccentric millionaire.

  7. 2 weeks ago
    Anonymous

    >Will fractional reserve banking ever end?

    probably never. the ~~*elites*~~ are gonna ride this train until their killer robots are good enough. 100% serious

    • 2 weeks ago
      Anonymous

      It's too damn profitable.
      >usher in cheap credit
      >buy real assets
      >take some profits, clear out denbts
      >normies begin to take out denbts to buy assets now that they've been green for awhile
      >contract credit markets
      >dump on normies
      >use some profits to buy up assets on the cheap
      >usher in cheap credit once more
      >do it all over again
      Normie attention spans are so short they'll never figure it out, not even by the time they're in their 70s.

  8. 2 weeks ago
    Anonymous

    leviathan

  9. 2 weeks ago
    Anonymous

    Considering how the fed reduced reserve requirements down to zero you could say that fractional banking has ended. But I know economics was a hard course

    • 2 weeks ago
      Anonymous

      "Fractional reserve banking" refers to when central bank reserves plus currency in the vault is less than 100% of demand deposits. Thus, seeing as 0% is less than 100%, the current 0% reserve requirements sill fall under the umbrella of "fractional reserve banking." You and your snarky attitude would fit in better at Reddit.

    • 2 weeks ago
      Anonymous

      This may be news to you but banks were not constrained by the 10% reserve requirement. Ever since interest on reserves parked at the fed started up in 2008 the amount of bank reserves has soared. Fractional reserve banking is well and alive.

  10. 2 weeks ago
    Anonymous

    can we please stop it with the anti-semetic threads?

  11. 2 weeks ago
    Anonymous

    it already did end
    we are now at zero reserve banking

  12. 2 weeks ago
    Anonymous

    Not until National Socialism makes a return, no

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