Why do you need so much money? I make 50k a year and I'm fine. Stop blowing money on door dash nintendo switch and onlyfans
Why do you need so much money? I make 50k a year and I'm fine.
Why do you need so much money? I make 50k a year and I'm fine. Stop blowing money on door dash nintendo switch and onlyfans
You probably have generational wealth and a free house or some shit though. 50k a year is dogshit
Might live in the sticks as well, anyway fpbp
sage
My mortgage is 600 a month
t. rides a 7mpg humvee to work
if americans just switch to efficient cars that alone will offset any recession or inflation
>dnj00d
they are completely delusional to think they can survive on 1.3 million
They just dont want to be boomers and be a burden on a country. Spend their 1.3 million and commit sudoku
i make 140k and max out my 401k. i have more money than i can spend as long as i don't eat out every day
how the fuck do people need 233k
I bought a 1.3mil house in 2020, 2.85% interest rate. Mortgage is 7k, water bill to keep 1acre green in Texas summers is 1k a month, electric and gas 700 a month, landscaper and pool services another 1k a month. That’s 120k a year just paying basic bills and that’s not counting uncle Sam taxing 30% of your income.
I have to make 250k a year just to keep my bills paid. Need more if I want to vacation and fund my retirement.
>im financially irresponsible
kay
>Mortgage is 7k,
ok
>water bill to keep 1acre green in Texas summers
Kill your lawn you fool
>electric and gas 700 a month
You could rent a get away cabin in the winter or summer and maybe offset energy costs
>landscaper and pool services another 1k a month
Kill your fucking lawn and demolish your stupid pool
how do people earn so much?
Corporate make-work bullshit jobs doing spreadsheets and powerpoint for some shlomo Fortune 500.
Real productive people don't make anything close to that.
I catch fish and bitch about how other people control entertainment, banks, Wall Street and the government.
>1.3 mil
>For an acre
>That I water
Derp
Get some trees you fucking retard.
I’m a poorfag who lives on an acre in Texas and much of my grass didn’t even brown despite the recent drought and I didn’t water at all. I have huge various kinds of trees surrounding the property. A pines, oak, pecan, mimosa, sweetgum (hate those fucking things.) It’s all green and needs cut again after one storm.
consider it done, he will plant a bunch of awesome imaginary trees on his imaginary larp
Do you have kids? Is your wife a stay at home mom?
I make $130k and barely scrape by each month.
1.3m for retirement?
The fuck? How long are you planning on living? I'm gonna need $5m
To feel 'comfortable', I need all of the boomers and central bankers dead.
I make $55k/yr.
no "generational wealth" started with nothing at 18, worked and earned. bought first house at 24. paid off in 2019. got totally debt free. bought bare land acreage, built a house. sold first house, paid into new farm loan. have 70% equity 14 months into new house/farm.
I earn, wife stays at home. she works 7 days a week, keeping house, cleaning, cooking, tending gardens and livestock. she butchers most of them as well, I help with the large animals.
house is clean and dinner is ready when I get home.
all on $55k/yr. it's about choices and priorities.
part bump, part elaboration:
current mortgage payment is $799 because we have 70% equity in it. interest rate is 5% which is bullshit, because the bank we tried to use first fucked around for 3 months because they were secretly selling themselves to a conglomerate. cost us a full percentage point. cocksuckers. house/farm is probably worth $450,000 maybe more. we owe $100,000
old hoose was basic 3bd2ba starter home in city. interest rate was 4% monthly pmt was about $600 I think. total value on sale was $127,000.
I will admit, we have less in retirement than we would like, but at least we will own our hoose by then. once we recover from the initial financial shock of the build, we will restart ROTH contributions.
summary: maybe we'll be OK? time will tell.
>maybe we'll be OK? time will tell.
You're gonna be fine.
Before covid my family made a little over $50k a year and we were comfortable and one of us could have quit our jobs and we would have been fine.
In current year we have made $45k a year and are struggling. If the job that I was offered falls through I will have to start selling my instruments, stocks, and belongings to survive.
We own our home fully with no mortgage and have very little debt ($3k student loan debt).
If you choose to live in a cheap area you will tend to have fewer job options. However, pretty much any job will secure you a decent future. Unfortunately, many rural area bosses realize this and are not good. If you can work for a global company in a rural area and you have a good skill you'll probably succeed greatly.
>need 230k a year
>only 1.3 mil to retire
you'd be in for a very rough retirement
I live in the sticks. I made 96k, but I really only spend 12k a year on non-mortgage related shit so I paid it all off, worked an additional 3, now I work part time just to socialize and keep my resume fluffed. I'm set for the next 15 years.
I make $290k in big tech and lemme tell you, it's not enough for a quick retirement. I'm 33 and at this rate I'll have to work until 40 just to buy a house here in Cali. Then another 10 years for building my retirement account
I think 2 mil for retirement. 50k a year for 30 years. To live on? 45k take home most places
50k is what you were supposed to pay everyone who just graduated w a bachelors degree in stem.
its now more like 100k b,c of your immigrant-fuelled housing price inflation.
you need a 250k/yr salary and 3 mil in the bank for retirement thanks to societal devaluation due to immigrants. it only gets worse.
Why do you need so much money?
$233,000 in 2023 is the same as $99,000 in 1990.
i make about $400/month, 400x12=$4800/yr. i make it on $4800/yr, how do i do this you might ask. i own my house, grow most my food and ride a bike. i receive no government assistance whatsoever.
How are you going to go on a cruise every other month and spend a week in your third vacation house on the lake riding your boat around on anything less than 1.3 million? What money are you going to piss away on the slot machines?
i literally doordash my onlyfans using my nintendo switch, but they keep showing up cold and with bites taken out