>take over my parents finances 5 years ago because they’re bad with money and were $6k in debt with no savings
>managed to get them to save $20k and set $20k aside as a emergency fund for their mortgage
>shit gets really expensive over the last year and they’re now unable to save anymore no matter how hard I try to reduce their costs
>recently my rich cousin decides she wants a destination wedding in France next year
>my rich aunts and uncles won’t stop talking about the trip and keep asking my mum to go with them
>mum starts feeling left out and tells me she wants to use the savings to go
>she’s never really travelled much or had anything nice in life but if I let her go she and my dad will have to start living pay cheque to pay cheque
Should I let her go or break her heart?
put it all in pondering orb
tell the rich aunts and uncles to pay for their trip.
Yeah, never gonna happen
terrible family, ask them for a zero interest loan and if they say no then tell them to fuck off
You've made yourself the anchor that keeps your parents from financial ruin. You need to hold true in this. They may hate you, but they're retarded. In time they'll thank you for your stern money management
is this a brown/burgerican thing?
rich relatives most certainly pay for their family in white (european) communities
>has never dealt with rich people
Protip: Rich people are emotionally manipulative and incredibly hypocritical. Why do you think they’re bragging so hard in op?
This. They probably know and are trying to get your mom to go so they can ruin her even more. What terrible, awful, people.
>Why do you think they’re bragging so hard in op?
They're actually poor and hate their life? I hate when people brag about their wealth because 1) I don't care and 2) trying to flex to me to get a reaction bothers me more than the flex itself.
Stop flexing on poor people we don't care.
this
then let your idiot mother spend all of her money to go see a wedding which will most likely end in divorce. It's her own funeral.
>somebody elses wedding is her funeral
if it were that easy he wouldn't have this problem
families can be a parasite sometimes, I moved and cut communication with them because of that, honestly I prefer to spend a lot on duck race than on my family, at least with the first one I have the certainty that I will get it back
Just $400
This is the reasonable solution. Everyone in this thread saying family is so important and they would never miss a wedding, but if the rich relatives won't help pay for the trip then why bother? Your parents can't be that important to them I guess.
exactly. if family can't help you out when you have problems ( including financial ones) then they are worthless
white families dont do that
I had to learn this lesson the hard way with losing weight but it also applies to saving money. There will always be another excuse (someone's birthday/wedding/vacation/whatever) to splurge (on eating food in my case or spending money in your case). "Just this once," we tell ourselves. It takes a broad scope to realize this lie.
Let her down gently. If you think things are expensive now, just wait until January.
W-what happens in January?
>If you think things are expensive now, just wait until January.
Is this still part of your fatman analogy? idk if christmas dinner waistline expansion carries over to finances, anon.
This is a good point, but what are we saving money or losing weight FOR? indulging in the benefits of your discipline is not the same as giving into your undisciplined desires.
to use the weight loss analogy this is like getting in shape enough to being to run a marathon. the work it took to get you to that point is what enabled you to do this you wanted to do, and doing it is not betraying yourself.
unfortuantely in this case it costs a lot of money, but if there's a will there's a way.
>set $20k aside as a emergency fund for their mortgage
Why wouldn't you apply that directly the the principal of the loan? It would save them tons of money on interest and allow them to pay the home off sooner.
Not if
(Principal-savings)*interest < savings*stock_index_returns
but then you're keeping the emergency fund in stocks?
If you’re in a SHTF scenario, being able to make monthly payments and not tank your credit while not getting evicted is worth way fucking more than slightly more equity and getting squeezed to refi at higher rates
>lock your emergency fund into home equity, where the only way to access it is to either get a loan against it or sell the house.
big retard energy
All you can do is clearly explain the finances to your mom while your dad is there. It's their marriage, their money. You should really impress upon your dad that the market is most likely about to crater, and covid lock downs are coming back anyway. You could spend that money, have it locked up in tickets and hotels, just to never go anyway. All you can do is make the choice as clear to them as possible after that it isn't your money or guilt.
>paying to visit africa
it doesn't cost 20k to visit france, set a budget of 5k if you must insist on wasting money
also this
Correct. They can live stream their stupid wedding. And mom can book a more affordable vacation close to home if she really desires it.
Family matters more than money, you should obviously go to a wedding if invited
>just indulge spoiled millennials and their need to show off on TikTok by blowing your money on their destination wedding despite living paycheck to paycheck
What are you even saving money for if not to spend it on loved ones?
destination weddings are the ultimate in self-absorbed frivolity. this isn't paying for someone's cancer treatment or helping bail a family member out of a bad situation, this is indulging a much wealthier someone's need to show off at your own expense
I'm sorry that you've been so poisoned by class warfare you no longer understand what it means to be part of a loving family. I, for one, will attend every single wedding.
in a loving family the bridge and groom or their parents would spot or at least subsidize their much poorer family members' trips, not expect them to bankrupt themselves to attend a party they have full control over
I have a very wealthy family and they are miserly. You'd almost think its narcissistic personality disorder, but ultimately its not. The truth is they have their own financial insecurities and people richer than them work them over the same way. The shit rolls downhill.
this. why did boomer parents stop paying for their kids weddings?
they are half right that wealthy people do this to needle their less wealthy family members. every family has its fair share of bad actors. that said you go because everyone will be there and these moments actually will be pretty special even if some of the motivation behind staging them wasn't entirely benevolent.
Delusional
Alone on this Earth
No i actually have a huge family and made it to almost everyone’s wedding. None of them were selfish enough to have a wedding outside of America and a few of them are quite wealthy. Is the wedding about coming together to celebrate a marriage with family or is it about an extravagant travel adventure to splurge on?
These are not mutually exclusive goals
When one of them prices out the majority of family members, then yes, they are.
>I'm sorry that you've been so poisoned by class warfare
You rich cunts started it.
The USA used to be the place to fuck off inna woods with a rifle and a knife and hunt your way around the woods.
Now it's nagger israelite city.
A loving family would have the wedding close to home so it's easier for their family and friends to attend
ScorchCoin is like getting married, because once you've made that commitment, its for life. It's a long term investment that can lead to the creation of a strong and healthy family.
Exactly. These people should commit suicide in their retirement
>What are you even saving money.
Well for me personally?
>Rent.
>Firearms.
>Medicine.
>New prescription glasses.
>Food.
>Heat and hot water.
>Toilet paper.
You know, basics.
>Medicine
Do you have some long term life threatening condition where you're dependent on medication to survive? Because otherwise you're wasting your money on supplements and other bullshit that you legitimately do not need to be healthy.
>glasses
Do you buy a new pair every six months or some shit? Needing glasses is not that expensive and if you have to legitimately save money for glasses then you have the budgeting skills of a nagger.
>Toilet paper
No actual way you are saving for ass paper that's barely that expensive at all. You have actual nagger tier budgeting skills.
>Firearms
Fair but if you already own several guns it's not really a need, it's a hobby at that point. You have everything you need to protect you and your loved ones, you're indulging in a hobby at this point.
>Heat and hot water
Do you live in Colorado or some place that's freezing cold constantly? Why are you paying so much for heat and hot water?
>Food
If food is a signifcant expense that it takes genuine effort to budget for then I'm sorry but you're fat and there's no getting around it.
So all in all you suck at budgeting and you're wasting money on bullshit that you don't need.
>why even live, if you don't live for me (muh family)
this reeks of boomer shit.
I agree. The rich people throwing the inconveniently located wedding should pay for all the guests to travel to where they are because family is important
fuck you. I'm not attending even a high school graduation if I don't feel like it, and I still love my family.
I'm also going to guess you grew up in a poor family.
loving your family is a day to day activity. it's not something you make up for by spending a bunch of money in a symbolic show. just literally care about them instead.
>cousin is getting married
>doesnt invite me to his wedding
>show up anyway
>everyone in the family surprised to see me
>have a net worth of $56 million dollars I'm richer than all of them
>cousin doesnt even have more than a million
>eat the food dance with the bride (shes 5/10 at best)
>have sex with hot young 10/10 escort I rented for this event
>cousin later apologizes for not inviting me and offers to pay for my travel
>throw him a goldbar as cheap gift for getting married and tell him to never forget
>my helicopter picks me up
>have sex with my other whore on the way to the yacht offshore
you gotta figure out how to make it so they can go. there's enough time between now and next summer to figure it out. it won't be easy, and maybe you personally need to help, but robbing people of these moments is like robbing them of the meaning of life.
50% of LULZ are terminally online misanthropic baggots who gamble on rigged meme tokens because they think getting rich will let them score revenge on the society which has (rightly) shunned them. be careful following the anti-travel advice from people addicted to fast casual dining and video games.
you gotta figure it out OP. if they can get a side hustle job that pays them as little as $750 a month for the next ten months that should be enough for each of them to go. you buy the plane ticket with the savings then go into work mode to pay it off.
Just visualize them as gainfully employed. You can put words into other people's mouth with your mind. When you see them they will say exactly what you visualized them saying. Imagine what they would say if they solved their financial problems and catch the mood and hold onto it. The Golden Rule is "do unto others and you would have done unto you" well, you wouldn't want other people imagining the worst for you, would you? See your family members as really small in your mind, the size they are in the palm of your hand. Take in a big breath and when you exhale, blow their problems away into the wind.
get a new airline credit card and try to pay it off quickly. Should be doable. Talk to family about sharing airbnb/lodging/food costs because of financial situation you are trying to pull out of a nosedive. It should work out.
You don't get time back. You don't get these opportunities back. Bread and roses. You can't spend your life making sure it was affordable the whole time. You won't get to do anything.
That being said your parents are in this situation because they've had tons of good times without paying attention to their finances so maybe fuck em. Idk. You do run out of family weddings though as you get older and family breaks apart in modern times.
>You won't get to do anything.
There's child soldiers in Africa right now point AK47s at other children so those children can mine for more conflict minerals.
Fuck that dudes rich ass homosexual family.
>That being said your parents are in this situation because they've had tons of good times without paying attention to their finances so maybe fuck em
based millennial. if boomers didn't replace our jobs with orcs, maybe we could afford all their narcissistic requests
>You do run out of family weddings though as you get older and family breaks apart in modern times.
This. Last family wedding I went to was 20 years ago. Last any wedding I went to (two former colleagues) was 7 years ago.
do they live in the usa? what you should consider is the jet lag. they would need to stay at least a few days in france (more costs) before being semi ok, especially if they come from the west coast. attending a wedding the next day after arriving would absolutely fuck the experience.
>cousins wedding in france
Why would a trip to France cost 20k. Seems like 10k would be more than enough.
Seems like 1k would be more than enough. Fly in fly out. Uses the term “mum” so probably a Brit. What’s the point of this thread?
A rich family member is absolutely going to plan a family vacation for a destination wedding. So imagine all the expenses for a week long vacation in france for two people tagging along with rich relatives. The problem is that the cousin/cousin's parents did not offer to pay for some of the expenses which causes a lot of issues in many families when these weddings/vacations come up. You could say no to the whole thing or just the vacationing, but you will look autistic/poor doing so.
I’m Australian
Your best financial decision would be to invest a noose and the manual dexterity required to tie it.
>>take over my parents finances 5 years ago because they’re bad with money and were $6k in debt with no savings
to get them to save $20k and set $20k aside as a emergency fund for their mortgage
howd you do that?
im trying to be more responsible so i can prove ebryone who fucking doubted me wrong
make more money
save more money
simple as
so op just paid his mom with his job?
no
before, mom made financial decisions with her money
then, OP stepped in and made financial decisions with her money
you forgot the craziest part, spend less money
Just budgeting. I use an excel sheet to track their income and expenses.
let her go. It's just paper.
It's not just paper. It's money.
lol because you and me say so. Once we stop saying so it will be just paper. Use it or lose it.
>Sorry, we can't afford it.
>Have a nice time, please send pictures!
It's literally that easy
OP why don't you take your mom somewhere in the US that is cheaper that she has always wanted to go to, or, some place to go see?
Not only would you kill two birds with one stone but you would get to spend some high quality time with your mom. My mom died and she always wanted to go to this one location in Texas....but....we never got the chance to go. So, I feel compelled to tell you.
>My mom died and she always wanted to go to this one location in Texas....but....we never got the chance to go
>>My mom died and she always wanted to go to this one location in Texas....but....we never got the chance to go
i hope she was one of those shitty moms that cut their sons pride and joy when they are infants without consent. moloch worshippers are scum
dude let her go, unless you plan on hoarding to money to inherit someday
Dude it's finance 101 you are supposed to have a savings in your bank.
dude, a trip to France doesnt cost 20000 dollars.
Dude a house mortgage does. Summer is over go to class fucking retard alpha dweeb.
calm your tits down and live a little dude. you´ll get an aneurism someday
Let her go. Sounds like they don't have long to enjoy life as it is, so let them have fun one last time.
What do you mean “let her go” she is a grown woman let her decide and let her deal with whatever consequences come with it
In the long, we're all dead
>her
found your problem. either you love your mom and you break her heart for her own good, or you allow a woman to take action and leave her to deal with the consequences of said action solo, i.e. step away from their finances
How old are they? Do you have money? Because they're gonna die soon anyway.
This made me realize I should be grateful for having such financially responsible parents even if they're not particularly wealthy.
You should happy your parents didn't hit your bitch ass or throw you the fuck to the street when you where 16.
and this is the same boomer troll telling the op to waste money and (support muh family).
kek. any family that does that to their youth will not last another generation
To everyone saying it does cost $20k to visit France, I just want to clarify it’s AUD it’s to cover the cost for herself, my dad, and her low income no savings sister who lives with us. Also because it’s a wedding there’s an expectation to pay ~$500 a person to attend.
You didn't mention the sister. Your family is dragging you down. It's not your responsibility to help them out. Only naggers make this mistake. Cut them off, they're not only worthless but a liability.
>Also because it’s a wedding there’s an expectation to pay ~$500 a person to attend.
Who the fuck does this?
It’s pretty standard to do this in wog families. People host big weddings and invite as many people as they can to cover the cost of hosting it. Normally you wouldn’t give more than $100-$200 but since it’s close family the expectation is to give more.
>>Also because it’s a wedding there’s an expectation to pay ~$500 a person to attend.
>Who the fuck does this?
exactly. if family is so important, then you should pay for me to attend. else, that money can better be spent elsewhere.
you could start a business with 20 k. it will give the sister and the mom some work to do to help finances
First of all you know the right answer already. The financials just aren't there.
Second what are you talking about? >56053507
literally break it down by
hotel
fare
food
gift
discretionary
Please do your best.
i hate cunts who travel and always will, no matter how much money i have i will forever seethe at these people
slap some sense into that hag
break her heart, then her other family will help her out lose win win
>spending your emengercy funds
>on a trip
I dunno man, but that sounds kinda retarded.
Why would attending the wedding break the bank? Round trip flights from the east coast to Paris are like $500. There's no reason this trip would use more than $3k out of their savings if planned properly. If they want to go to the wedding they should go.
put them in a retirement home and buy them a dvd about France. they won't know the difference.
>Mortgage
Why are so many people in LULZ israeliteed into legitimately bad deals? Tell your parents to fucking rent at this point. And why are you managing their finances to begin with? All three of you are adults. If they can't manage their money that's their problem and they're not going to learn consequences by having their lapdog son do everything for them.
>20k in savings
>torn between saving for ??? and letting them see a wedding that's once in a lifetime
Anon.. a trip to France and amenities does not cost 20k.. and what the hell are you even trying to get your parents to save for? They already had you, there's nothing else for them to save for. From the sound of it they clearly already have jobs of some kind. If your parents wanna blow their money on short term stuff then there's nothing you can do to change their temperaments, and playing purse keeper won't solve that. You are making your own life and their lives more miserable by trying to control problems that neither of you have the capacity to solve.
If a choice had to be made between your mom going on the expensive trip and maintaining their financial stability, the best decision, from a financial standpoint, would be to prioritize their long-term financial well-being. It's essential to preserve the savings and emergency fund, especially if it prevents them from living paycheck to paycheck, as that can lead to financial stress and insecurity.
However, this is a deeply personal decision that should ideally be made through open and empathetic communication with your parents. It's crucial to consider their feelings and desires while also ensuring that the family's financial foundation remains secure. Exploring alternative ways to fulfill your mom's travel aspirations without compromising their financial stability could be a compromise to consider.
Your post reads like a lizard person wrote it, though that doesn't surprise me because the average LULZ user is deprived of his frontal cortex anyway.
sorry i wrote it quickly as i had to go out
Promise your parents that they can go to your wedding in Europe and then die alone.
>Plane to France and accommodation for a couple nights
All of that can be had for under $1000 wtf are all you fags talking about
he said it's 20k AUD and it's for 3 people
if it ends up being a short vacation with rich family, it could easily be that much.
He should have said in the beginning that it's in Monopoly dollars and not 100 posts down, this isn't an Australian forum
Still if you can plan this far in advance it should be doable for 5000 AUD, you don't have to stay at the Ritz just because your relatives are rich cunts.
Personally I think it's an absolute bitch move and nobody should attend, I'm from a rich European country and I would never go to Australia just for someone's wedding
Sorry I should’ve said they don’t just want to attend a wedding. They want to make a holiday out of it because that’s what the rich cousins are doing.
They can’t afford it dude, sorry. As another Aussie, our dollar is atrocious and $5k which most here would deem a reasonable holiday budget will not get them far. It’ll do flights and accommodation for maybe 3 or 4 days in EU and keep them fed.
Rich relatives are incredibly obtuse and lack awareness for suggesting the entire thing without coming to the table in some way to fund it for your parents.
There's no chance going to someone else's wedding is worth $20k when you're poor lol rip the bandaid off it's your cousin not a sibling
I had to drive 400 km to my sister's wedding and book a place to sleep and that already pissed me off.
this is why destination weddings usually piss off family members. They're expensive and you can't say no if you're close family or a close friend. On top of already helping out and even contributing money like op said. But narcissistic women continue to plan them because it's like a fairy tale.
Gonna be honest, as a european myself who traveled across eu before trust me, france is shit. Italy is shit. I just came back from a trip to Rome, u can call me a racist but anyone who has been to rome will know theres literal nagger checkpoints on the streets, around vatican and colosseum, they try to scam you/eye you/ steal from you. Theres armed army with machine guns posted around other important objects 24/7 rats on the street and so much trash you have no idea.
Unless youre going to some rural very classy area like renting a castle youre better off not going
Pic related from my recent italy trip. Right after getting off the train station i see this shit. Btw it literally smelled like shit in the train station, like someone shat in the corner, i just rushed out
Idk why the img is sideways thats some bs but anyway i have plenty more if you want lol just tell me how to make it not flipped on the side
>i have plenty more if you want
Sure.
They have hoods like this, i assume you may see something similar in US but to me as a european seeing this was terrifying, they can literally just kill you and gangbang you and fuck off
I hope img isnt sideways now. Btw this is rome as well
Kino pics anon. Make a thread on /misc/ so we can all laugh at the cucked euros.
Vibrant diversity!
Sydney is like this these days as well, except our homeless are Aboriginals instead, or the odd mentally ill white bloke. Outside of Town Hall station under a little footbridge they’ve set up a little campsite, and Eddy Avenue in front of Central has a row of sleeping bags and blankets where they crash for the night.
Sad, but at least your homeless are kind of locals. In EU the crime comes from negroes that come from abroad and are protected by law in a way. Theres more and more of them, your aboriginals are a dying breed who got conquered way back
But i think you have an asian problem? Like lots of asians coming into your country, but at least asians are hard working people, you dont see many asians running around robbing people, they are more likely to open a shop and sell you goods than anything xD
only valid point is that your mother didnt travel much, but we are talking about fucking France for gods sake. Go visit anything but France
Destination weddings are the most stupid thing ever. If they want to travel why don't they do a honeymoon instead of forcing their family into their trip.
its a good way to keep all the loser of the family away.
me and my wife did it so her side of the dads family couldbt be there LOL
it's a wedding, not a funeral.
Break her heart, do it. The best day of my life was the day i stopped putting up with the shit of my ex and left her. It will hurt for a bit but then you'll be fucking free man.
Here's a gift for the soon to be single anon, pay attention to the DIET leaks, new shit, big money oportunity, don't let it pass
take her on a vaction somewhere else and post it on facebook so they can see
It'll cost $5k just for the flights over there for his parents and the aunty that lives with them. If they don't have passports already or passports have expired, they have to pay another $325 each to get one, that's another 1k. They might have to spend 6k before they even step one foot in France.
Is this trip really going to cost $20K for three people (or even just one person, if you and your dad don't go)?
cunty move by your cousin
Sorry bro but the trip will be bad on finances. Your parents sound low IQ so chances are they need to arrange passports too which adds costs. Multiply that be three. Your parents will go broke trying to keep up with the Jones’s
Besides it’s a cousin. I doubt they’re even that close.
/blog
If she actually wants to go to France would maybe consider this. I wouldn't be pigeonholed into travel just because someones getting married there OP. Travel can be special, but I would remind her it may be better to travel later on, plus you can see more nearby countries and cultures. If its just France and fomo and its not her top 3 to see countries then wahts the point tbh
A plane ticket to France isn't that expensive
it is if you are considering that in reality you are paying to visit naggers