i leased car. probably not a good financial decision right? i should've just bought one right?

i leased car

probably not a good financial decision right? i should've just bought one right?

  1. 2 weeks ago
    Anonymous

    buying a car sucks ass right now so I don't blame you, you should look into writing off your lease for taxes though

    • 2 weeks ago
      Anonymous

      it was last year actually. august 2021
      ill look into using it as a tax write off. didnt know that was a thing for personal leases

      • 2 weeks ago
        Anonymous

        There's lots of jobs that can write a leased car off as a business expense, like if you have to drive around a lot. honestly the lease is a good option for most cars because they depreciate like fuck . But watch out for what happened to this guy

        I bought a used car in early 2021. Feels comfy af. Before I was leasing a car that I crashed and paying out the ass.

        and sometimes just buying a used beater is better, like if you live somewhere with a lot of shitty drivers, or are a shitty driver yourself.

      • 2 weeks ago
        Anonymous

        (im assuming US)
        im not sure if it's possible purely for personal use, but very easy to just prop up a dummy business and claim it as a business expense, say you're a freelancer with an LLC or something in your name and have a friend transact a dollar for an AI generated art commission or some lazy shit like that. you might be able to claim this for commuting to work too but not sure how that works if it's not your business, also something to look into

        • 2 weeks ago
          Anonymous

          you need an LLC in the US? What if you are a contractor?

    • 2 weeks ago
      Anonymous

      This.
      Leases for work purposes and the accompanying write down can be very much worth it. You’ll learn these things as you get older and get raepd by the Man.

      • 2 weeks ago
        Anonymous

        Great movie btw

  2. 2 weeks ago
    Anonymous

    As long as you didn’t lease more than you could buy, your fine

    /bizLULZ is going to shame you for spending more than $100 on a used ‘87 civic

  3. 2 weeks ago
    Anonymous

    I bought a used car in early 2021. Feels comfy af. Before I was leasing a car that I crashed and paying out the ass.

  4. 2 weeks ago
    Anonymous

    The redpilled way to navigate the car market is to buy, on the lower end of the price spectrum, something 3-4 years old that will give you no mechanical trouble but is also past its greatest point of depreciation. You use it until it gets to that point or age where mechanical trouble is imminent, and then you sell, and use those proceeds to repeat the process.

    Leasing leaves you with nothing after your term, it's just like renting an apartment.

  5. 2 weeks ago
    Anonymous
    • 2 weeks ago
      Anonymous

      150-200
      >honda civic

    • 2 weeks ago
      Anonymous

      Lmfao, one day when we're making $250k combined, honey, we can afford that Honda Accord

  6. 2 weeks ago
    Anonymous

    Just depends on the lease, the car, etc. In my case, it always makes more sense to buy. I barely drive, and I can easily afford and own a $28k brand new car in 3 years.

    Some people I work with lease their entire lives. But, it's retarded. They lease $60k cars and their payments are insane (one was like $600/mo). I'm not a car guy, so I don't really give a shit about "my ride". As long as it gets me from point A to point B without any problems. Plus, my new car has a 10yr electronics, engine and transmission warranty, a 5 year body and wheel protection warranty, and a 4 year body paint and interior protection warranty.

    So, in my case, I get a brand new car, paid off in 3 years, with a $218/mo payment, that gets 30 mpg and a 10 year warranty for the important shit.

    Meanwhile, my coworkers don't even own the car, but pay $600/mo, until they buy another overpriced car. Sadly, someone actually hit this guys car at a concert and now he has to pay $500 out of pocket before the insurance kicks in, he has to wait 2 months now and rent a second car.

  7. 2 weeks ago
    Anonymous

    buying a new car is even worse, you should go with a 1-3yo, easily 50% cheaper than new price but essentially the same

    • 2 weeks ago
      Anonymous

      50% is kind of a stretch for 1-3 yr.

    • 2 weeks ago
      Anonymous

      Not over the last 2 years. My local Toyota dealer had 2020 Corollas for $22,000, 2021 Corollas for $22,500, or 2022 Corollas for like $22,750. It didn't really matter. Even the used Corollas were all naturally within $1k of each other. At thst point, you might as well get the new car for an extra $2k and get the 10 warranty.

      Maybe by you it's different.

      • 2 weeks ago
        Anonymous

        how likely would it be to walk in with 19k in cash and buy a 22k car

        • 2 weeks ago
          Anonymous

          Pretty easily. I walked in and bought a $26k (total price) car BRAND NEW, not even test driven by any customers. Extended the 5 year warranty to 10 years for $1k (I smooth talked the finance guy) and got a bunch of other shit for free basically. Traded in my old pos car for $12k when used car prices went out of control.

          You do realize used car prices went up WAY more than new cars right?

  8. 2 weeks ago
    Anonymous

    Depends on the car. Luxury vehicles are the only kind that it makes sense to lease.

  9. 2 weeks ago
    Anonymous

    Also forgot to add, it's easier to lowball people on Facebook marketplace than to haggle with a dealership. They mostly just want the thing sold and gone and will take a big price cut, especially women who don't understand how money works.

  10. 2 weeks ago
    Anonie

    I still see 1990s jap shitboxes on the road all the time. what year is the car that you leased? you probably could have paid like $2K-$3K for a good used car if you're just driving local. if you leased a fairly new car and plan to take it on road trips then it's not a bad deal. I would rather drive to vegas right now in a newer model lease than an older car that might break down.

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