I am a millionaire; Ask me anything
can you send me $1000 please
Give me a reason
i really need it for many reasons
Name one for me.
( how do you Robots deal with this weird "unoriginal message muting")
picking a single reason is hard. the $1k would be going in a savings account and would be extra motivating. might learn to invest with it. but i dont get paid enough to risk investing and losing it
btw most people put "original" or some variation of original (origigi, oregano, etc. ) at the end to bypass
Like I said earlier bro; gave a three month bills/food/etc-savings supply, then save an extra 9k. Then invest the 9k.
DO NOT START INVESTING WITHOUT THIS.
bro i get paid less than $900 a month, i already buy only absolutely vital necessities and have only gotten $175 in savings from 3 months of savings. it just aint happening that way
$175 after three months of saving?
Give me the full breakdown and I can brainatorm for you
every 2 weeks i get paid around $340 (just realised thats less than $900, jesus christ)
i buy $100-$120 worth of food for those 2 weeks. im incredibly frugal with my food spending. then i pay $100 rent to my mother since im still living at home and $50 for a phone bill
i only just learnt how to get my food down to $100-$120 recently, i used to pay $150-$160 for food. i also have medications that i have to buy and i get sick quite often so im also having to spend $20 every month and maybe more if i get sick again
so i put around $25 in savings when i can afford to. i was able to put $50 in a bit ago which i was very grateful for
Your rent is by virtue of being filial, negotiable.
Request a moritorium with a specific deadline.
Switch to prepaid.
Keep it to 100 for food.
Try and get more shifts etc if you can.
NEVER buy stupid shit. Look at every purchase as an investment; if what you are buying can't pay itself back, it isn' worth it.
You can just get 8k-ish a year this way.
Meaning you hunker down and save like mad for two years and you'll have financial leverage
this is the dumbest fucking advice
the best option is to find a better paying job first
Well no shit get a better job. But that is easier said than done
my mother doesnt allow negotiations. if i ask to skip or lower rent for even one time her boyfriend threatens to beat me and throws my shit around. cops wont do anything
mine is pay by month so it comes out automatically. its the best plan i can get especially since i dont have wifi/nbn. trying to keep the food low is easy
im not able to get more shifts. im basically only working because im being forced to. im severely mentally/physically disabled but not able to get disability so i have to work the minimum (3-5 hours a week) because i genuinely cant work. cant afford to get updated diagnosis either. the terms and conditions are fucking ridiculous
im not even qualified for one. i cant work fast food or warehouse jobs due to disability so i basically just do delivery driving for dominos. $11 an hour. i want to kill myself
Best you can do then is get off your phone plan and switch to a "pay when you need it".
Phone ppans are a scam. I am not even on one.
Iz meee OP
100$ for food for one? I'm with my wife and we spend 3-5 euros per meal. 2 weeks would be around 120 for two person. 50$ for phone bill is insane as well. I pay 8 euros a month.
Finland so not like cost of living is cheap.
My mother has like 40k in actual physical money in a safe in her room because she doesnt trust banks. She gets paid by the banks and withdraws everything and all savings go into the safe. I tell her she should stop withdrawing and just let that build up and instead live off the safe money to use it up instead of depositing it (cause it will look suspicious) and then put the bank account funds into the stock market or something because I understand how compounding really adds up over time, but she always says, what if it goes tits up and she loses money. I say well you dont lose anything if you dont sell and then she says, I worked hard for this money, you dont work, yada yada.
Here is another asian cutie for the trouble
You and her are thinking about this all wrong.
Think of money as a proxy or a token. Its intrinsic value is worthless. It is a token to signify actual value being exchanged.
Cash etc, fundamentally loses value over time unless you are on a gold standard currency; because the cash is SYMBOLIC.
What she needs to do is move that 40k into hard assets.
She should save some money in gold.
If she can't trust the bank she shouldn't trust the economy either. The rest should be spent in low loss investments with high return probability, even if low. Buy apartments to be rented so she can have some income for emergencies.
After that, use the following gains for not so conservative investments if she wants to and if possible.
I'm assuming she has other savings; if she has only those $40000 then I'd already consider her broke and she'll probably die if starvation in some years.
I'm not the "millionaire" but it isn't like you can believe in a "millionaire" from LULZ though.
I'll actually keep this in mind. 5k wasn't enough to cut it, and when covid hit I ate and pissed away the money. I learned a lot from the depravation and dog days I've been living through. Won't get fucked again.
Life is a series of lessons bro.
Those who choose not to learn these lessons are failures.
I'm glad you're learning the lessons
I want to buy beer and hookers.
can you rate my meme
also what color is your eyes naggerhomosexual
Blue. Citing the eye colour chart I have C20 eyes.
Your meme is muddy and unclear. 4/10
give me a job that requires technical skill. I am not asking
Save up 9k and a three month supply of vital funds ( bills food etc).
Then, invest the 9k.
Investing is the only job you need.
How tf are you supposed to get rich while only investing 9k?
It's not enough 9k is too little, did you invest in something that skyrocketed?
So so; but if you saw my original answer I also mentioned lawfare.
But for obviois reasons I can't go too in drpth on that
you mean using your dividend returns to buy more of the stock right?
Sometimes I look at financial stuff on youtube and I see them mention the S&P 500, or just big companies like coca cola or apple.
Doing a quick bit of math, coca cola sells their shares for 56$. They pay a 46 cent dividend every quarter for each stock. With your 9k suggestion, that would get 160 shares of coca-cola. That equates to about 74$ being payed every quarter. At that rate, it would be 30 years before I get the initial 9k back.
I assume I'm missing something here because this seems extremely slow. Still good to do, because it sets future generations up to be financially well off, but people talk about this like its the golden ticket to financial freedom.
Everyone that knows a little bit about investing knows that op is blatantly lying.
Also for the meme, invest 9k in LULZ.
I have active, and passive income streams.
Passive is supposed to be slow
Yeah from what I gather the only way to get big passive returns is through real estate. Am I still missing something though?
How does your active income stream work as well?
What does an average day of working on your active income stream entail?
Average day of trading is scalping and seinging
And a few others
How much do you earn quarterly through passive returns?
I leave the full breakdowns of my shit for the guys I hire to help handle it.
But what I can say is, by virtue of how investing works, it isn't a consistent number
Do you do that for hours a day? is it essentially a full time job?
Eh; pretty much
lol why arent you a billionaire what a loser
OP is a larp. An actual "millionaire" wouldn't make a thread on /LULZ/. Be realistic. And besides, how are you a millionaire anyways? Bet you're some lazy snob that's won the lottery.
Yeah I don't fuck around on LULZ typically. I go on /misc/ after the stock market closes; just for a laugh
You also didn't answer my question too, how did you become one anyways
Oh I didn't think you were asking.
Sure; I compound dividend invest.
Basically some stocks pay a dividend; so you get a shitloud of those stocks and compound them for passive gains.
For active, I do scalps and swings on the stock market. Namely SPY QQQ MSFT AAPL.
Lawfare is also good.
i mog your looks and get attention from more attractive women poor people just get more out of life
Oh snap. You got me. Teach me your ways oh wise brokie
well step one is really losing the money cause money is for homosexuals
K. How should I lose it?
i got rid of all my money by gambling but now i need to work a job cause homelessness is for homosexuals LMAO
Wait; is having money gay; or being homeless gay?
I am a multi millionaire. ama
Do you invest in the stock market? If so do you choose dividends or things that compound everything? I dont understand how any of it works really and I dont think I will ever have the money to find out. Here is an asian qt for your trouble.
Nice Asian qt.
I want one.
Yeah I invest.
My portfolio is split in two. Passive and active.
Passive is compounding dividends, and active is scalps and swings.
Angling to add some real estate soon too.
Why are you div investing? Do you understand how divs are payed out in terms of a company's books?
Of course. Rhat's why you don't do it like a retard
I hope you live in a country with no capital gains tax nigga because that's not a little div bonus, that's a forced partial withdrawal of your position.
Franking credits my good bitch.
Btw can you robots see my replies? I just saw LULZ has no id. Do I need to start signing posts?
>Angling to add some real estate soon too.
Unless its commercial, then I hope you have some free time on your hands cause I hear that shit takes a chunk out of your day
i ask you to please either teach me how to be a millionare, i mean truthfully teach me not just give me some rich dad poor dad platitudes... or just give me a million dollars. I am a failure otherwise and my mother desperately needs the money so we can buy a house. I would give it all to her because i love her and I want her to be happy. please, whatever you do just do something I am withering away and I just want to help her.
If he gives you a million you'll have it gone with 3 years. Money is not going to make you happy if you are living in a scarcity mindset. Why dont you go play some games and go cheat in money at the start. Im serious, just try it. Keep doing it. Do it across 20 games. They become the most boring, mindless, soulless grinds imaginable, far more so than if you were broke and were limited. Now I know thats a game and this is real life but I guarantee you, you will feel exactly the same in real life after you get all the splurging out of your system.
There's only four realistic ways to get rich avaliable to us. Be born into it whether connections or inheritance. Be born with high iq and leverage that to build something. Get lucky from risky decisions like shitcoins and get out and into stocks. Rich dad poor dad bootstraps half your paycheck into sp500 eat beans and rice until you are 30-something years old then try to get married.
I did risky investments but still haven't realized any gains so everything could be gone in a flash. The game is so rigged it's a wonder people actually do anything kind of work for less than $100/hr. Everything is fake and gay as hell. The only stuff you really want can't be bought with money. Even bill gates married an ugly slut with ridiculous high body count. Elon Musk has tranny kids. Bezos got divorced. It's all fake and stupid gay .
Just buy a lottery ticket. Luck is the only attribute that is of any use in this world.
I gave advice above. Byt if you have a specific question, i'll do my best to answer
I'm going to be honest with you man, nothing would make me happier than having all the money I'd ever need. Why? because then I'd never want for anything and never fear what the future might bring... other than the collapse of the world i mean. You need to understand I'm beyond hedonism at this point in my life (+40, virgin. alone) I'm a christian so I'm not about to go crazy with hookers, booze, and gambling. none of that shit means anything to me. If i were to somehow come into say... 1 trillion dollars... I'd buy everything that the people important to me would need, would not divulge to them exactly how much i actually had (oh i just won like 5 million haha) and the rest would go either into the bank, hard currency, crypto, precious metals, and land/crops/livestock/things that would sell well in a total collapse and store well over decades. I might buy/build a bunker deep into a mountain or something to protect myself but other than that I'd just let the money ball keep reprinting itself and be a rural farmer for the rest of my life. I just want to make my mom happy, and take care of the few people in my life who i care about.
The most frustrating thing is that I cannot, for the life of me, figure out a way to break through this fucking poverty. I literally make 20k a year working in education and as maintenance (yes, 2 jobs) i have tried very hard to get into full time work but they keep rejecting me. I'm always outside of the top 3 and never make it to the final interviews. I really believe that I might be cursed or something because I supposedly have an iq of 130 but yet I can't figure out this rigged fucking game. its killing me!!!!! I dont want to be a loser anymore! I'm tired of being a fat fuck! I just want to be free! Please I beg you, set me free!
Hey bro, only two of those were me.
I am going to start signing these.
Watashi wa OP tbh
Op, my millionaire brother.
I have green eyes. Was back in six figure hell for the longest time, but this recent rally has me back in 7 figure purgatory just barely. It's not enough to make any kind of real meaningful impact on my life because I live in America, but for some reason it's still a huge sigh of relief to be a millionaire again. I'm not sure what to make of it. I'll probably be blinded by greeded and cut back down to $500k until I eventually learn my lesson(never).
Biggest issue is women are completely indifferent to height and money. Those two are probably lowest priorities on their criteria list. I foolishly thought they would at least count for something. But hey, numbers on a screen.
Bro, if you fall for the materialism/hedonism meme; you will be forever fucked
Do you enjoy thinking about poor people suffering.
Nope. I grew up in housing commission. I know how shit it feela
lol. do you feel middle class? a million barely buys a condo here.
i could live an very extravagant life for the next 50 years with a million dollars.
Where is "here"?
Congrats anon. Are you happy with your money?
I suppose. I don't really think aboUt like that.
Interesting. What do you currently spend most of your money on?? Not a bunch of bills I hope
I don't spend most of it.
I grew up poor; so I don't spend more than $740 a month.
I feel it. However I'm not rich yet 😉
What do you find yourself doing in your free time? Are you already working your dream job?
I give myself a two hour window every day for leisure.
I typically play my old faithful OG Xbox , or watch horror movies
O o o o o ppp
Dope. Any good scary movie recommendations? I have this. It's old but gold
Forgot to post the pic lool
30 days of night is golden bro. Nice pick.
My favourite is the 4 hour long Evil Dead supercut.
The trilogy was supposed to be one seemless movie and Raimi explained where to cut it to unlock the unbeatable 4 hour masgerpiece. I watch as often as I can. I love it
Since you play. Have you tried the dead space series yet?
I loved the first one; but I got cucked by a game breaking bug on the last level.
Made it so I couldn't finish the game.
Haven'touched it since
If you haven't played the second one you are missing out.
This movie isn't scary but it's a so bad it's good typa movie. Saw it on TV late at night a while ago and couldn't stop watching.
Got pissed off I can't finish the first one. Can't play the second without finidhing the first.
Cheers for the movie tipoff
I don't have a dream job.
My dream is to be a father and homeschool a large brood of children
How old are you?
If you suddenly became a broke mid 20s neet like me, what would you do to become a millionaire again?
I started early and went hard.
Like I said above.
Have a three month saftey net that you do not touch; save 9k on top of that, then invest the 9k
Out of curiosity, why is 9k the magic number?
What job did you work before becoming a fulltime investor?
9k is a good entry point into passive investing.
Anything lower than that won't yield shit.
Its a minimum for ROI.
For active investing the minimum for low risk is 100,000; but I know guys that started as low as 2k
>For active investing the minimum for low risk is 100,000; but I know guys that started as low as 2k
kek at the so-called minimum.
You didn't answer my question about what you did before you became a fulltime investor
Sorry; I was on unemployment;
what does it feel like anon, describe the feeling of being loaded with cash in great detail for me, has life lost meaning?
I have crazy imposter syndrome. I grew up poor, so I feel like I don't deserve it.
Bjt it us nice to never have to worry avout money
what do you do everyday now, just browse LULZ and eat steaks as a NEET? did you buy your parents a house
I wake up early to go on the dtock matket, then I study and workout for the rest of the day.
But I only eat steak once a week
How many millions are we talking?
Watashi wa OP tbh, soshite anata ga dai suki
Charity thread when op?
Is the advice not helpful enough?
Can I borrow 5 bucks
Are you friends with your banker?
Do you have accountants or other finance guys help you avoid taxes?
I don't know any bankbros.
But yeah, I do hire other people to help me with tax and shit.
Pro tip: if you don't know, hire someone who does
Can I get some money senpai?
Give me money plz?
Yo could you buy out my whole ass amazon wishlist if I linked it to you mr magic millionaire man?
is it just a millionaire in terms of net worth(typical definition)? or do you have an income of a million dollars a year?
My 8ncome is roughly 100k a year.
Was a bit less this year
Better yet here's a question for you: why should anyone care? What makes you and your advice any different or more legitimate than anyone else's? Do you even want to help anyone or are you just here to brag? Kindly fuck off.
I dunno. Bored. It's a slow day.
You know whats even better than being a millionaire? Have a trad cath latina gf
Shit you got me thete.
Op po do od
Is biomechanical research and medical tech good things to invest in that would actually also benefit people? Serious answers only pls and thx
Don't invest in a general industry. Invest in specific non-speculative stocks
Lotta people hate on these but they are good.
Bizarre found footage clips. If you're a horror fan these are a must see. Second one is my fav.
You want found footage; you can't beat Lake Mung9
Similar to the movie XX. If you have watched that. This pic is from the 2nd VHS movie.
First of all, you're going to lose all of your money unless you have it already secured in THE account. If you don't know what I'm referring to, my condolences and I wish you the best in the very near future. This isn't a larp, I'm being very genuine right now and letting you know in advance, but of course also killing time. The stock market is going to go bye-bye soon, starting with securities and the crypto market. An intentional albeit nontheless also inevitable crash. You need to stock up on necessities right now if you haven't.
That being said, knowing your money is almost certainly already gone, want to give me $5K? It's for a specific reason which is buying my significant other a computer and VR headset so I can repay him for making me so happy and so we can feel closer to each other. I gunienly want to make him happy, even if he left tomorrow.
I put all my money in the aformentioned account and the savings I have left are for the soon-to-start shitshow, so it's either going to take a while to save up or very likely not gonna happen.
My Discord is ssenllits and I'm being serious, don't care if this is a larp, I'm taking a shot at it. Actually the first time I beg for money and it feels very bad but I'm just stupid in love.
>Woman begging me for money.
Some things never change
A woman would not know the things I know and give you such advice. Actually, she would and I know first-hand but I'm a guy.
Well my apologies.
Still not buying your VR headset though.
If you're so well connected; how come you haven't sorted out your finances?
So you're essentially just a day trader?
Don't most people lose money day trading?
If you are a gambling high risk fool. Yes.
If you took the time to learn how; no.
That being said. Pasdive should be the lion's share
Ok, how do I learn how to do it myself?
Study investopedia, practice in a stock simulator, and for the love of god find a mentor
can i have some money. would actually help a lot. ill probably be on the streets by january
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