Throw it in a 9 month CD. I have no idea why, but I got nearly 5% on my deposit with no early withdrawal penalty after the first 7 days. I'm going to make about 5400 in interest.
Throw it in a 9 month CD. I have no idea why, but I got nearly 5% on my deposit with no early withdrawal penalty after the first 7 days. I'm going to make about 5400 in interest.
bond market is trash right now. My credit union is doing 5.61% on 12 month CD's right now with a 1k min buy. I have a shitty commercial property earning a 6.41% annual return right now. CD's are looking tasty rn.
Can you jack off to a clothed ass? I’ve fucked with well over a hundred women and I can’t just jerk off to an image like that. The only thing it’ll do is serve as inspiration for mentally recalling a previous sexual encounter with a woman who kinda looked like her. I also rarely jack off
you... either have a low sex drive or are just extremely picky. might actually be a good thing, i could honestly fuck a car door. the caveat of that is that gay things are just as easy. i have a firm belief now that straightness and pickiness are correlated, and homosexuality is associated with looseness/willing to fuck anything.
NEETlife idea: start a website called OnlyFarts that sold heady brap offerings to sad desperate men while telling them you are a female and living high on the hog.
just remember every time you see her getting throatfucked on cam that that's someone's beloved daughter. countless hrs wasted raising her just so she can be even more enjoyable for another man
I hate that “social contract” nonsense. Do you know the terms? Did you sign it? What is the arbitration and how does the contract end? Can you terminate the contract? Can you amend the contract? No? Then it isn’t a fucking contract. It is some other name or term.
I will, however say, that in this instance it is an unwritten rule. Produce beautiful women for you to fuck just as your forefathers have done before.
Could be larger. Much, much, much larger. That's not even a start, really. Rivers, lakes, mountains, valleys. Cities, towns, suburbs, farms. Forests, plains, quarries. She should engulf them ALL with her ass cheeks.
But also conceptually, she should be big. How big? So big we couldn't even tell how big. So freaking big that there is nothing else around to compare her bigness to. The next mile marker would have to be the Earth itself.
She should feel the curvature of the earth. Her asscheeks were so large and fat and extending so far that she can feel the Earth beneath her...bend. They are not resting on a flat surface.
Earth could feel like an enormous, hard basketball between her ass. A curious sensation could pervade her bountiful butt as she continued to grow. That of weightlessness. Which would be ridiculous since she and her planet sized ass would be, of course, impossibly heavy.
Figure it out? So much of her ass mass, now in space! Such a significant portion, actually, that instead of being bound by Earth's gravitational pull and the weight of atmosphere, her momentum in that weightless area beyond was causing her ass to attempt to continue its growth in to the void. The firmness no longer would bend around the spherical earth.
Her ass should outgrown the planet.
Another thing snaps in her brain and even faster she should grow still.
Within moments, she would feel a final contact. It would bump somewhere against her left ass cheek. Of course, it would be hopelessly dwarfed. Her ass will swat it away like a hail stone and it will blast off into the vast emptiness like a cue ball knocked by a pool cue.
I have never posted here in my life, only read things. I solved this INSANE captcha just to tell you this was the finest thing i've ever read. i hope you don't respond, don't ruin it. it's perfect
Another galaxy burns across her ass; exciting her further. The jolts of sensation traveling across lightyears of ass flesh. Its searing hot, but it had no way of knowing that was exactly what her ass likes!
The burning pinpricks will become extremely common as the sensations eventually shrink away. It will feel like an ocean of suns, grazing across her, swarming her ass, scattering from her path like pebbles before a broom.
What? Something was still bigger than her? Her ass will grow so large it will start to be held in place, but since she is always growing, she will feel it being forced to sink back into her flesh. Her ass will slowly mash against its vast expanse. Its a big sphere and her ass is on the inside. Contained in an enormous bubble.
Bigger than her! Unacceptable, at this point. Her ass must be bigger; it will meet with the wall and start to consume every available inch of it. She must fill the sphere. Slowly but surely, her bloated ass mass will smother it. The bubble that had contained all the galaxies. It could only be one thing. The limit of the universe. It WAS supposed to be impossible. But there it was.
Entire civilizations, worlds, galaxies, universes all becoming mere bumps upon her butt. Her ass, brushing through them like a train through marbles. Marbles becaming specks of sand as her mighty goddess ass continues to grow along the beaches of this infinite plane.
Until she crashes into another, much, much, much larger bubble. A bubble that held the other bubbles. Okay. Let's dance.
Her ass will grow and grow and grow. It will never be enough. She will burst that one, and the next. How many are there?
The housing market can not crash. It's impossible. It will keep going up, rapidly, forever. Everyone locked in low interest rate loans, there's absolutely no way interest rate hikes can effect them. All they got to do is still be employed and have enough income to pay nearly zero dollars worth of mortgage payments.
The only way the non-home owners have a chance at a home is when the present home owners die. Covid passed and there was no mass die off, all the old people still own the homes. Technology will even extend their lifespans.
You will never own a home. You wont be happy either.
Up 35% does not mean it is 34%. Up 34% from what? Foreclosures are so tiny, they're barely even visible on charts.
The housing market can not crash. It is mathematically impossible and fully backed by the FED. Houses will be double the price they are now in less than 5 years from now.
Home construction wont do shit either because communities restrict permits for building. It would take a straight up civil war and the mass genocide of every municipal council to make permits open again.
If your income is not at least doubling every year then you will never build a sufficiently large down payments because homes will double in price every year once this very mild slowdown ends.
It's not visible on charts because its dwarfed by 2008 foreclosures to make you feel good.
3 weeks ago
Anonymous
Foreclosures are lower now than in practically all periods of history.
Cope and seethe, renter.
3 weeks ago
Anonymous
> Canada > thinks he's not renting for rest if his life > loses entire country to poojeets
Cope and seethe what?
3 weeks ago
Anonymous
Got a mortgage at ultra low rates, long term.
You lost the game of life, renter.
Immigrants will just make my home more valuable and increasingly out of your reach. Especially since immigrants will decrease your wages at the same time.
3 weeks ago
Anonymous
Nah I got a nice fat raise this year and tons in dividends. What else you got Canay-dee-an?
3 weeks ago
Anonymous
> I got a nice fat raise this year
Lol. Rents will increase. > and tons in dividends
Lmao. The landlords dividends now.
I have a 2% interest rate locked in on a house worth 300k more than I owe… my mortgage is far below average and I can afford it with my pension alone. There’s no such thing as a “crash” for me.
We get good healthcare in the US. Only the rich go to the US for marginally faster service.
You will rent. You will pay your money to a landlord. You will not get equity. You will not have a generational home passed down to your kids. Your kids will rent. And the rent payments will increase to at least match inflation. Inflation rates will increase higher than wage rate. Pay your rent, renter.
Can you read Canadian or the money that Trudeaus sending for foreign aid killing comprehension? CBC marketplace regularly exposes the failure of Canada's healthcare; your own state tv channel. Hows the commute to Toronto as you drive from Kitchener to cope with your failing govt rising cost of housing? I've seen Windsor; you and I both know that the house you own there means nothing.
3 weeks ago
Anonymous
> I-i-if I keep trying to change the topic this will help me cope for never being able to own a home.
You are a renter, forever.
3 weeks ago
Anonymous
I own 80 acres. I can literally put hundreds of your LARP houses on it.
3 weeks ago
Anonymous
> I own 80 acres.
Do you own a home? You mention everything but owning a home.
Renters gonna rent.
3 weeks ago
Anonymous
You asking if I have a dwelling on my land? I also lease some of it to farmers and get cash that way. What else you got Canadian?
Exactly. Everyone refinanced, only the last year or so of new loans are at higher rates. I bought in 2011 and could pay my mortgage by collecting empty soda cans
Sales have declined because home owners are sitting on low interest mortgages and don't want to move and refinance to a higher interest rate. And home buyers can't afford a home, still.
It's over for renters, the past 3 years has proven that the housing market can not crash. It is more stable now than in all history. Home prices will likely be 10 times greater in ten years. It's over for renters, they will NEVER own a home.
Exactly. It doesn't matter if nobody can afford to buy, since it's entirely irrational to sell. You need massive, widespread mortgage defaults to affect prices, and you need massive, widespread over leveraging for defaults to happen.
Nobody is overleveraged. They're borrowing at less than inflation and are sitting on equity greater than what they bought the property for.
>Live in Austriafag land. >family has 3 flats, one my dad bought, one my mom bought and my own that I myself bought. >Due to socialist black magic I got mine without a loan and I am happy. >Mom wants to sell hers, because she lives in a building with 60 something other people and anything more than urgent repairs is block by other tenants because that would cost money. >Building looks like a late 50ies shithouse, gray in gray. >she lives on the third floor, no elevator so she'll be fucked later in live. >Before she posts the flat for sale, shithead neighbour has a water leak and the whole wall from floor two down to the basement is now wet paper. >thinks she's never gonna selly but she just wants to leave. >posts flat for a normal price. >people fall over themselves to get the flat, somw guy even wants to pay far more than it's worth.
Sale is still pending, but we were confused as fuck when people lined up for the flat.
I get the sinking feeling that the housing market is fucked because everyone wants to make all the money and when once in a while people offer a normal priced flat, you get black friday run for it.
Sales have declined because home owners are sitting on low interest mortgages and don't want to move and refinance to a higher interest rate. And home buyers can't afford a home, still.
It's over for renters, the past 3 years has proven that the housing market can not crash. It is more stable now than in all history. Home prices will likely be 10 times greater in ten years. It's over for renters, they will NEVER own a home.
>be me >RE investor for 13 years >entering slowdown at <30% leverage and a positive cashflow position >I lowballed 17 acres of in town lots in February and the agent laughed at me and told me I was a "dishonest piece of shit" and "wasting his time" >he emailed me back today asking if I was still interested at less than my offer
Feels good broskis. Fuck the boomers.
sexo
Okay I'll keep my -$400 in the bank.
Richest American
I have nearly $10k. No real plans for it,just saving at tbe moment.
Throw it in a 9 month CD. I have no idea why, but I got nearly 5% on my deposit with no early withdrawal penalty after the first 7 days. I'm going to make about 5400 in interest.
bond market is trash right now. My credit union is doing 5.61% on 12 month CD's right now with a 1k min buy. I have a shitty commercial property earning a 6.41% annual return right now. CD's are looking tasty rn.
>that ass has caused millions of gallons of jizz to enter America's sewers
>is now fucking up the housing market
how can asses be so powerful? and where can I send money to that woman's ass?
Can you jack off to a clothed ass? I’ve fucked with well over a hundred women and I can’t just jerk off to an image like that. The only thing it’ll do is serve as inspiration for mentally recalling a previous sexual encounter with a woman who kinda looked like her. I also rarely jack off
you... either have a low sex drive or are just extremely picky. might actually be a good thing, i could honestly fuck a car door. the caveat of that is that gay things are just as easy. i have a firm belief now that straightness and pickiness are correlated, and homosexuality is associated with looseness/willing to fuck anything.
>homosexual
/misc/ must watch movie on homosexuals
Yeah go fuck car doors vroom vroom
Nah I've settled for fatties and slampigs around closing time after holding out for hotter pieces of ass. Just accept you're a degenerate homo
Never underestimate the power of the ass
NEETlife idea: start a website called OnlyFarts that sold heady brap offerings to sad desperate men while telling them you are a female and living high on the hog.
i can tell the difference between a man's fart and a woman's fart, and i would sue you for fraud
i'd feel bad if they didnt decide to whore out
Imagine saudis feeding them to drugged tigers that would fuck them while eating off their heads.
How does a woman even get this body shape? It looks fucking bizarre. Her waist is somehow narrower than just one of her ass cheeks.
shoop is a shoop
Good point, cause it also makes no sense how she'd have that tiny waist while also lugging around those fat fucking arms.
It's called having child-bearing hips, anon. It's the reason why they can have tiny waists while having big breasts & big asses at the same time.
Hopefully it crashes, I can sell my shitty apartment and upgrade
Back to the street she goes
>You'll be rich when the economy crashes.
No probably not.
whos paying for this shit?
Ive been a coomer for the longest time but at least I can say ive never spent a cent on pornography
Retards. I'll never pay for pussy or porn
No.its not. Just listings as financing is shit rates
Buyers have dropped by 8% in one quarter alone and house prices I see dropping 10-50k. You're retard if you think it's just listings
is fucking worth it when you have to deal with women?
I think I'm done and just go monk mode for the rest of my life.
just remember every time you see her getting throatfucked on cam that that's someone's beloved daughter. countless hrs wasted raising her just so she can be even more enjoyable for another man
>countless hrs wasted
Do your fucking part in the social contract homosexual.
I hate that “social contract” nonsense. Do you know the terms? Did you sign it? What is the arbitration and how does the contract end? Can you terminate the contract? Can you amend the contract? No? Then it isn’t a fucking contract. It is some other name or term.
I will, however say, that in this instance it is an unwritten rule. Produce beautiful women for you to fuck just as your forefathers have done before.
GODAMNIT that ass is perfect
Could be larger. Much, much, much larger. That's not even a start, really. Rivers, lakes, mountains, valleys. Cities, towns, suburbs, farms. Forests, plains, quarries. She should engulf them ALL with her ass cheeks.
But also conceptually, she should be big. How big? So big we couldn't even tell how big. So freaking big that there is nothing else around to compare her bigness to. The next mile marker would have to be the Earth itself.
She should feel the curvature of the earth. Her asscheeks were so large and fat and extending so far that she can feel the Earth beneath her...bend. They are not resting on a flat surface.
Earth could feel like an enormous, hard basketball between her ass. A curious sensation could pervade her bountiful butt as she continued to grow. That of weightlessness. Which would be ridiculous since she and her planet sized ass would be, of course, impossibly heavy.
Figure it out? So much of her ass mass, now in space! Such a significant portion, actually, that instead of being bound by Earth's gravitational pull and the weight of atmosphere, her momentum in that weightless area beyond was causing her ass to attempt to continue its growth in to the void. The firmness no longer would bend around the spherical earth.
Her ass should outgrown the planet.
Another thing snaps in her brain and even faster she should grow still.
Within moments, she would feel a final contact. It would bump somewhere against her left ass cheek. Of course, it would be hopelessly dwarfed. Her ass will swat it away like a hail stone and it will blast off into the vast emptiness like a cue ball knocked by a pool cue.
The moon.
"Bigger."
I have never posted here in my life, only read things. I solved this INSANE captcha just to tell you this was the finest thing i've ever read. i hope you don't respond, don't ruin it. it's perfect
Another galaxy burns across her ass; exciting her further. The jolts of sensation traveling across lightyears of ass flesh. Its searing hot, but it had no way of knowing that was exactly what her ass likes!
The burning pinpricks will become extremely common as the sensations eventually shrink away. It will feel like an ocean of suns, grazing across her, swarming her ass, scattering from her path like pebbles before a broom.
What? Something was still bigger than her? Her ass will grow so large it will start to be held in place, but since she is always growing, she will feel it being forced to sink back into her flesh. Her ass will slowly mash against its vast expanse. Its a big sphere and her ass is on the inside. Contained in an enormous bubble.
Bigger than her! Unacceptable, at this point. Her ass must be bigger; it will meet with the wall and start to consume every available inch of it. She must fill the sphere. Slowly but surely, her bloated ass mass will smother it. The bubble that had contained all the galaxies. It could only be one thing. The limit of the universe. It WAS supposed to be impossible. But there it was.
Entire civilizations, worlds, galaxies, universes all becoming mere bumps upon her butt. Her ass, brushing through them like a train through marbles. Marbles becaming specks of sand as her mighty goddess ass continues to grow along the beaches of this infinite plane.
Until she crashes into another, much, much, much larger bubble. A bubble that held the other bubbles. Okay. Let's dance.
Her ass will grow and grow and grow. It will never be enough. She will burst that one, and the next. How many are there?
Her ass will be the biggest thing, ever.
ass-ception
Imagine the smell of that anus.
The housing market can not crash. It's impossible. It will keep going up, rapidly, forever. Everyone locked in low interest rate loans, there's absolutely no way interest rate hikes can effect them. All they got to do is still be employed and have enough income to pay nearly zero dollars worth of mortgage payments.
The only way the non-home owners have a chance at a home is when the present home owners die. Covid passed and there was no mass die off, all the old people still own the homes. Technology will even extend their lifespans.
You will never own a home. You wont be happy either.
Except a bump in the economy and sky high credit card debt. Oh and layoffs. Foreclosures what?
> Except a bump in the economy
Money printer fixed that and nothing bad happened except historically mild inflation. Boohoo.
> sky high credit card debt
Still at historically low levels.
> Oh and layoffs.
Mainly effects low income rents, not home owners. And it's low anyways.
> Foreclosures
Not happening.
It is literally impossible for this housing market, and economy in general, to go tits up.
> Foreclosures are up 34% from the same time one year ago
Sorry what?
Up 35% does not mean it is 34%. Up 34% from what? Foreclosures are so tiny, they're barely even visible on charts.
The housing market can not crash. It is mathematically impossible and fully backed by the FED. Houses will be double the price they are now in less than 5 years from now.
Home construction wont do shit either because communities restrict permits for building. It would take a straight up civil war and the mass genocide of every municipal council to make permits open again.
If your income is not at least doubling every year then you will never build a sufficiently large down payments because homes will double in price every year once this very mild slowdown ends.
If you're renting, you're renting forever.
It's not visible on charts because its dwarfed by 2008 foreclosures to make you feel good.
Foreclosures are lower now than in practically all periods of history.
Cope and seethe, renter.
> Canada
> thinks he's not renting for rest if his life
> loses entire country to poojeets
Cope and seethe what?
Got a mortgage at ultra low rates, long term.
You lost the game of life, renter.
Immigrants will just make my home more valuable and increasingly out of your reach. Especially since immigrants will decrease your wages at the same time.
Nah I got a nice fat raise this year and tons in dividends. What else you got Canay-dee-an?
> I got a nice fat raise this year
Lol. Rents will increase.
> and tons in dividends
Lmao. The landlords dividends now.
You still pay rent.
I have a 2% interest rate locked in on a house worth 300k more than I owe… my mortgage is far below average and I can afford it with my pension alone. There’s no such thing as a “crash” for me.
Dw we're coming for your pensions too
> my mortgage is far below average
Not even. That's typical for the vast bulk of mortgages now.
Renters are totally and eternally fucked, forever.
Only ones fucked are Canadians as they deal with crumbling healthcare system and pay out of pocket for healthcare in the US.
We get good healthcare in the US. Only the rich go to the US for marginally faster service.
You will rent. You will pay your money to a landlord. You will not get equity. You will not have a generational home passed down to your kids. Your kids will rent. And the rent payments will increase to at least match inflation. Inflation rates will increase higher than wage rate. Pay your rent, renter.
Can you read Canadian or the money that Trudeaus sending for foreign aid killing comprehension? CBC marketplace regularly exposes the failure of Canada's healthcare; your own state tv channel. Hows the commute to Toronto as you drive from Kitchener to cope with your failing govt rising cost of housing? I've seen Windsor; you and I both know that the house you own there means nothing.
> I-i-if I keep trying to change the topic this will help me cope for never being able to own a home.
You are a renter, forever.
I own 80 acres. I can literally put hundreds of your LARP houses on it.
> I own 80 acres.
Do you own a home? You mention everything but owning a home.
Renters gonna rent.
You asking if I have a dwelling on my land? I also lease some of it to farmers and get cash that way. What else you got Canadian?
> You asking if I have a dwelling on my land?
Yes. Duh.
Exactly. Everyone refinanced, only the last year or so of new loans are at higher rates. I bought in 2011 and could pay my mortgage by collecting empty soda cans
Exactly. It doesn't matter if nobody can afford to buy, since it's entirely irrational to sell. You need massive, widespread mortgage defaults to affect prices, and you need massive, widespread over leveraging for defaults to happen.
Nobody is overleveraged. They're borrowing at less than inflation and are sitting on equity greater than what they bought the property for.
Implying a woman like that wasn't already a whore before she did her real estate gig.
Fake picture. Here's the article.
https://archive.is/R9aDy
>pfffrrrrrt
oh won't somebody think of the poor realtors having to sell their bodies for cash :'(
What’s her OF?
too fat
>Live in Austriafag land.
>family has 3 flats, one my dad bought, one my mom bought and my own that I myself bought.
>Due to socialist black magic I got mine without a loan and I am happy.
>Mom wants to sell hers, because she lives in a building with 60 something other people and anything more than urgent repairs is block by other tenants because that would cost money.
>Building looks like a late 50ies shithouse, gray in gray.
>she lives on the third floor, no elevator so she'll be fucked later in live.
>Before she posts the flat for sale, shithead neighbour has a water leak and the whole wall from floor two down to the basement is now wet paper.
>thinks she's never gonna selly but she just wants to leave.
>posts flat for a normal price.
>people fall over themselves to get the flat, somw guy even wants to pay far more than it's worth.
Sale is still pending, but we were confused as fuck when people lined up for the flat.
I get the sinking feeling that the housing market is fucked because everyone wants to make all the money and when once in a while people offer a normal priced flat, you get black friday run for it.
>Real estate down
Not here though we have TV shows that make realtors out to be celebrities
I would figuratively kill a boomer in Minecraft to get a house at this point, deport all shitskins NOW
feed me your ass whore
there were a couple anons a couple days ago who were actively discussing to keep an eye on realtors and title agents being laid off
Sales have declined because home owners are sitting on low interest mortgages and don't want to move and refinance to a higher interest rate. And home buyers can't afford a home, still.
It's over for renters, the past 3 years has proven that the housing market can not crash. It is more stable now than in all history. Home prices will likely be 10 times greater in ten years. It's over for renters, they will NEVER own a home.
Can i eat her poop
Yes, $200/turd
>be me
>RE investor for 13 years
>entering slowdown at <30% leverage and a positive cashflow position
>I lowballed 17 acres of in town lots in February and the agent laughed at me and told me I was a "dishonest piece of shit" and "wasting his time"
>he emailed me back today asking if I was still interested at less than my offer
Feels good broskis. Fuck the boomers.
that should mean cheaper houses than.