can you retire on 1 million dollars?

can you retire on 1 million dollars?

  1. 3 weeks ago
    Anonymous

    how's 1 year sound

  2. 3 weeks ago
    ToadVine

    If you put it into a high yield index fund, yea

    • 3 weeks ago
      Anonymous

      Yes you can

      >Invest 1 million dollar safely at the bank for 5% apy
      >0.05x1million is $50.000 a year
      >$50k a year devided by 12 = $4133 a month

      if you cant live of this, you are doing it wrong

      maybe if you're old af already. a 20yo can retire with $3 million today.

      Yes, purchase high yield (~10%) dividends and you will have 100k a year doing nothing. Depends on how comfortably you need to live in retirement, but that is solid for most people.

      Yes you easily can, if you are 50 years old, or older.

      In the US? No
      In a developing country? Yes
      Some recommendations: Malaysia, Georgia, Thailand, Uruguay, Panama, and Croatia are all pretty good for the cost. There are plenty of others too.

      retards

      • 3 weeks ago
        Anonymous

        5% from a bank is like a months old abberition. 2years from bow when rates are zero again that same account will pay .5% if your lucky.

        • 3 weeks ago
          Anonymous

          What?

        • 3 weeks ago
          Anonymous

          >when rates are 0 again
          This will just create even higher inflation and even higher rates.

      • 3 weeks ago
        Anonymous

        >Invest 1 million dollar safely at the bank for 5% apy
        past performance is not indicative of future results
        and banks are not safe

        • 3 weeks ago
          Anonymous

          spotted the bitcoin maxi

  3. 3 weeks ago
    Anonymous

    maybe if you're old af already. a 20yo can retire with $3 million today.

    • 3 weeks ago
      Anonymous

      at 20y you have 50/60y ahead
      which means the purchasing power of that money is gonna be (assuming you are really lucky and fiat currencies don't go to zero, were they belong) around 300k if you keep them in cash
      if you invest them, you need to be really fucking frugal, and stocks and bonds will never outperform inflation, so it's like controlled slow bleeding
      so no, you cannot comfortably retire

      • 3 weeks ago
        Anonymous

        But you can, you can reinvest most of the yield, make an LLC that pays out minimum wage each year, and then apply for gov gibs and social programs.
        Whenever you want to make a big purchase, you can make the company buy it and rent it to yourself as work inventory and write it off tax

  4. 3 weeks ago
    Anonymous

    Yes, purchase high yield (~10%) dividends and you will have 100k a year doing nothing. Depends on how comfortably you need to live in retirement, but that is solid for most people.

    • 3 weeks ago
      Anonymous

      I always hear this but I feel like there’s a catch. In this modern israelite hell, sounds too good to be true

      • 3 weeks ago
        Anonymous

        Catch is you're likely getting between 5-6% yield and you gotta pay tax on the earnings

        • 3 weeks ago
          Anonymous

          If you're living soley off investments and are married you won't pay taxes on the first 80,000 per year

  5. 3 weeks ago
    Anonymous

    Yes you easily can, if you are 50 years old, or older.

  6. 3 weeks ago
    Anonymous

    In 1992 maybe. Here's the new retirement goal (assuming you own your house and don't have a mortgage and don't consider it an asset as part of your net worth) and you want to retire RIGHT NOW in tyool 2023:
    Retire in your:
    20s: 40 million dollars
    30s: 25 million dollars
    40s: 15 million dollars
    50s: 8 million dollars
    60s: 2 million dollars
    By your 70s+ you've already cemented the rest of your life. Either you've got enough off social security to live and your past investments or it's wall mart greeting for you.

    • 3 weeks ago
      Anonymous

      Kys cosdoooooooomer
      >40m

    • 3 weeks ago
      Anonymous

      If you live not the best. 30000 is all you need to live in some places. That’s 33 years. I would say you need to have 2 million at least and some extra (and I mean from working some poop job like retail) so you can actually live. At 30 you can retire off that

      Your actually retarded or addicted to buying shit

      • 3 weeks ago
        Anonymous

        What I mean by not the best is literally just average

      • 3 weeks ago
        Anonymous

        What I mean by not the best is literally just average

        'Retiring on sum X' doesn't mean you put the money in a box and take out some amount every year

        jesus lmfao what a board

      • 3 weeks ago
        Anonymous

        Kys cosdoooooooomer
        >40m

        You retards do realize you will want to go on vacations and keep up with inflation and leave money to your kids as you age right? If retirement to you is just gooning and smoking weed then sure, go ahead and retire on 500k.

  7. 3 weeks ago
    Anonymous

    In the US? No
    In a developing country? Yes
    Some recommendations: Malaysia, Georgia, Thailand, Uruguay, Panama, and Croatia are all pretty good for the cost. There are plenty of others too.

    • 3 weeks ago
      Anonymous

      Croatia is nice, but I would recommend slovenia, particularly north-west border to Austria. Absolutely beautiful scenery, slovenia is also quite cheap but has a relatively good economy for a balkan state and you can reach either nature, the sea, a bigger city, the alps etc all within around 1h.

      pic related, bled in slovenia

  8. 3 weeks ago
    Anonymous

    yes if you dont plan to retire in a muh first world cuntry

  9. 3 weeks ago
    Anonymous

    no

    can you?

  10. 3 weeks ago
    Anonymous

    Yep, google Detroit Michigan.

  11. 3 weeks ago
    Anonymous

    FreedomCoin, coins at home frens
    https://swap.freedomcoin.global/

  12. 3 weeks ago
    Anonymous

    If you can't retire on $1mil in any country in the world you don't belong here

  13. 3 weeks ago
    Anonymous

    You can retire on 3k.
    It's not worth participating in the economy unless you want to accomplish something.

  14. 3 weeks ago
    Anonymous

    not anymore

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